Wealth Protection Services
Safeguard your hard-earned wealth against unforeseen risks with comprehensive protection strategies designed to preserve your financial security.
Comprehensive Wealth Protection Strategies
Your wealth faces numerous threats throughout your lifetime. Our comprehensive approach identifies potential risks and implements strategic protections to safeguard your assets and secure your family's financial future.
Survivor Income Planning & Legacy Protection
Ensures loved ones maintain financial stability while protecting your family's lifestyle, obligations, and long-term legacy goals.
Income Protection
Safeguards your cash flow if you can't work, covering essential expenses and preserving financial momentum during unexpected interruptions.
Asset Protection Structures
Implement legal structures to shield your assets from potential creditors, lawsuits, and other financial threats.
Risk Management Planning
Comprehensive risk assessment and mitigation strategies to protect your wealth from various financial threats.
Wellness Protection Strategy
Provides financial flexibility during health challenges, covering costs and income gaps so you can focus on recovery.
Long-Term Care Planning
Prepare for potential long-term care needs with insurance solutions that protect your assets and dignity.
Understanding Your Risk Exposure
Wealth faces various threats that can significantly impact your financial security. Here are the key risk categories we address:
Personal Risks
Premature Death
Loss of income and estate taxes
Disability
Income loss and increased expenses
Critical Illness
Medical costs and income loss
Long-Term Care
Asset depletion and family burden
Business Risks
Key Person Loss
Business disruption and value loss
Business Disability
Operational challenges
Partnership Disputes
Business dissolution risk
Market Downturns
Revenue loss and cash flow issues
Legal & Liability Risks
Professional Liability
Lawsuit and damage claims
Personal Lawsuits
Asset exposure and legal costs
Employment Issues
Wrongful termination claims
Cyber Security
Data breach and privacy violations
Insurance Solutions We Provide
Access to Canada's leading insurance providers ensures competitive rates and comprehensive coverage.
Why Work with Legacy Wealth Advisory?
Personalized Financial Blueprints
A strategy designed around your life, your goals, and the future you want to create.
Legacy & Generational Planning
We help you build, protect, and pass on wealth so your family and business can thrive for generations.
Ongoing Guidance & Support
From your first plan to major life milestones, we're by your side every step of the journey.
Our Wealth Protection Process
A systematic approach to identifying, evaluating, and protecting against financial risks.
Risk Assessment
Comprehensive evaluation of your personal, business, and financial risks to identify potential vulnerabilities.
Protection Strategy
Develop customized protection strategies that address your specific risks while optimizing cost and coverage.
Implementation
Execute the protection plan with proper insurance placement and asset protection structure creation.
Ongoing Management
Regular reviews and adjustments to ensure your protection strategies remain effective and current.
Protection in Action: A Case Study
The Challenge
A successful business owner with $3M in assets was concerned about protecting his family's lifestyle and business operations if he became disabled or passed away prematurely. His current insurance coverage was inadequate and outdated.
Our Solution
- $2M life insurance policy for family protection
- $15,000/month disability coverage
- Business overhead expense coverage
- Critical illness protection
- Asset protection trust structure
The Results
- Family lifestyle fully protected
- Business operations secured
- Assets protected from creditors
- Tax-efficient structure implemented
- Peace of mind achieved